NonQM Mortgage AI Prediction System

Loan Information

Loan Type

Subtype

Purpose

State

Property Type

Occupancy

FICO Score

LTV (%)

DTI (%)

Note Rate (%)

Loan Term (Months)

Loan Amount ($)

Property Value ($)

Borrower Information

Documentation Type

Income Type

Self Employed

Bank Statement Months

Title Seasoning Months

Reserves Months

NSF Count (12 months)

Mortgage Lates (12 months)

Derogs (24 months)

Bankruptcy Years Ago

Foreclosure Years Ago

Liquid Assets ($)

Gift Funds ($)

Estimated DSCR

Analyzing NonQM mortgage application...

Analysis:

Key Metrics:

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